Offworld Trading Company Wiki
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(Most of the technical information on this page comes from the following forum post by Blues . Thanks Blues! )

Sources of Debt

Founding Early

When the Reveal Map option is enabled, instead of scanning the map to reveal resources, the entire map is displayed. Three very important figures are shown on this screen: debt amount, stock price, and debt rating.

As time ticks by, the starting debt for founding early goes down. This will eventually turn into starting money if it takes a long enough amount of time for the last 2 players to found. Once there is only one player left who hasn't founded their HQ, the values stop changing and that player no longer gains from waiting to found.

Inversely, as the debt amount goes down, the stock price a player starts with goes up. On standard difficulty (Manager), debt impacts stock price 5 fold. In this example, a freshly founded HQ is valued at 1,000K. So, 200K debt x 5 = 1,000K, cancelling out the asset value gained just from founding anHQ. If you were to found at the very beginning of the game, each of your shares would be worth almost $0 (you are also given starting resources making the evaluation slightly higher than zero); however, the minimum price your shares can go is $1.00 each.

Lastly, debt rating is shown. This affects the interest payed on debt, think of debt as a loan. The more debt one has, the higher the interest rate; making it harder to pay off debt later on.

Offworld starting debt

Auto-Purchasing Life Support, Fuel, and Power

Life Support, Fuel, and Power are resources that are automatically purchased to sustain your HQ. These consist of: Water Water, Food Food, Oxygen Oxygen, Fuel Fuel for the freighters, and Power Power for your buildings. The costs associated with purchasing these resources automatically adds to a player's debt total. As an HQ is leveled up, more resources are required to sustain it. A chart of these costs can be found here: Life Support.
  • There is also a gameplay setting which enables auto-supply on every building. The money for buying anything beyond the requirements above comes from your stockpile of cash; it is not purchased as debt.
Offworld life support

"Winning" Auctions

Debt Rating

Rating Formula

Managing Debt, Is it worth it?

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